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Margate City Hall, a white municipal building with palm trees, in Margate, Florida

Margate · Broward County

Margate health insurance broker. Help near Coral Springs.

Free, licensed help for people in Margate and Broward County. Lost your job, or looking at COBRA? We check your deadline, your tax credit, and your doctors.

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Photo: "Margate-city-hall" by Dtobias, via Wikimedia Commons, licensed under CC BY-SA 3.0. Cropped, resized, and converted to WebP. This edited version is also licensed under CC BY-SA 3.0.

Common questions

Leaving a job?
Check your deadline first.

In 2026, 95 in 100 Broward County Marketplace shoppers got a tax credit. Here are three common questions for people who live in Margate.

“I lost my job. How long do I have to get a plan?”

Losing job-based coverage can let you sign up outside open enrollment. You usually have 60 days to pick a Marketplace plan. We help you check your date.

“Should I take COBRA?”

Compare first. COBRA usually costs the full premium, plus up to 2%. A Marketplace plan may come with a tax credit based on your income for the year you are covered. We put them side by side.

“Is my hospital in the plan?”

In 2026, 146 of Broward County's 197 Marketplace plans were HMOs. An HMO usually pays only for doctors and hospitals in its network, except in an emergency.

Broward County by the numbers

How Broward County
shops for coverage.

Here is what the latest numbers show for Margate and Broward County.

544,502

people in Broward County picked a 2026 Marketplace plan during open enrollment.

95 in 100

of those Broward County shoppers got a tax credit in 2026.

197 plans

from 10 insurance companies were on Broward County's 2026 list.

14,577

people in ZIP code 33063, which is mostly inside Margate, picked a 2026 Marketplace plan.

+2.0%

Margate's growth from 2020 to 2025, to more than 60,000 people.

About 14 in 100

people under 65 in Broward County had no health insurance in 2024.

Sources: CMS 2026 Open Enrollment data (county and ZIP code files) and 2026 plan data, and U.S. Census Bureau (2025 population estimates, 2020 ZIP code maps, and 2024 health insurance estimates). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

A licensed advisor
for Margate.

Daniels Health Advisors is an independent brokerage, so we are not tied to one insurance company. We pull up the Broward County plans you can buy. Then we check your doctors, the hospital you would use, and the total cost for the year.

  • Patient answers, at your own pace
  • Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580 · FL license G065122
  • Free to you. Carriers pay us, not you.

How it works

Three steps to compare.

Share your dates

Tell us when your job coverage ends, everyone's age, and your home ZIP code in Margate or Broward County.

Check for a tax credit

We use your best guess of your household income to see what help you may get.

Compare, then choose

We put COBRA and Marketplace plans side by side and check your doctors. Then you make the choice.

Book a 15-minute call
Free · No obligation · About a 15-minute call

Recommended on Facebook

What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

No gap,
no guesswork.

If you wait too long after a job ends, you could miss your deadline. And if you skip the network check, a doctor visit could cost more than you planned. What you get from the call:

  • A clear answer on whether you can sign up now, and your deadline
  • COBRA and Marketplace plans side by side, with the full-year cost added up
  • A yes or no for each of your doctors and your hospital, plan by plan
  • Sign-up done by December 15, 2026 (the deadline under current law), in time for a January 1, 2027, start once you pay the first premium

Hospitals near Margate

Each Broward County plan has its own network. Look up the hospital you would use in each plan before you sign up.

  • HCA Florida Northwest HospitalMargate
  • Broward Health Coral SpringsCoral Springs

This is not a list of in-network hospitals for any plan. Networks can change each year.

Straight answers

Margate health insurance questions.

Which companies offered Marketplace plans in Broward County for 2026?

Broward County plans for 2026 came from 10 companies: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

I lost my job-based coverage. What can I do?

Losing job-based coverage can qualify you for a Special Enrollment Period. You usually have 60 days to pick a Marketplace plan. Our lost job coverage page has more on your choices.

If I drop COBRA, can I switch to a Marketplace plan?

Timing matters. If your COBRA runs out, you usually get 60 days to pick a Marketplace plan. If you choose to drop COBRA early, you usually have to wait for open enrollment. Ask us before you drop it.

Is HCA Florida Northwest Hospital in every plan?

Don't assume it is. Each plan picks its own hospitals and doctors, and most Broward County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Can I get a PPO in Broward County?

Some. Of Broward County's 197 Marketplace plans for 2026, 14 were PPOs. Another 27 were EPOs and 10 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

When is open enrollment for 2027 coverage?

As of October 10, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.

More help nearby

Deerfield Beach Pompano Beach Health insurance in Coconut Creek Health insurance in Coral Springs COBRA alternatives Lost your job? Coverage options Nationwide private PPO plans All areas we serve

Open enrollment starts November 1

Comparing plans in Margate or Broward County?

Set up a free 15-minute call, or start a quote online. No pressure, and no obligation to enroll.

Book a 15-minute call Get a quote online

By Paul Daniels, licensed health insurance agent (NPN 20986580). Local facts checked October 10, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, FLOIR, or a carrier. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: HealthCare.gov. Verify licensing via NPN. Margate / Broward County / South Florida.