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Daniels Health Advisors
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Coral Springs City Hall in Coral Springs, Florida

Coral Springs · Broward County

Coral Springs health insurance broker. Help for your whole family.

Free, licensed help for families in Coral Springs and Broward County. Covering kids, a spouse, or just yourself? We check each person's doctors, your tax credit, and the full-year cost.

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Photo: "Coral Springs City Hall" by Jedi94, via Wikimedia Commons, licensed under CC BY-SA 4.0. Cropped, resized, and converted to WebP. This edited version is also licensed under CC BY-SA 4.0.

Common questions

One family.
Many doctors to check.

In 2026, about 1 in 7 Broward County Marketplace shoppers were children. Here are three common questions for families who live in Coral Springs.

“Can my whole family be on one plan?”

Often, yes. Your tax credit is based on your whole household's income. Each person's age helps set the price. We check every family member's doctors in each plan before you choose.

“Is my hospital in the plan?”

In 2026, 146 of Broward County's 197 Marketplace plans were HMOs. An HMO usually pays only for doctors and hospitals in its network, except in an emergency.

“Will my tax credit be the same as last year?”

Maybe not. As of October 6, 2026, under current law, the extra help some people got in past years ended after 2025, and Congress has not brought it back. If your income is over 400% of the poverty level, you generally can't get a tax credit. Near that level, your credit may be small.

Broward County by the numbers

How Broward County
shops for coverage.

Here is what the latest numbers show for Coral Springs and Broward County.

544,502

people in Broward County picked a 2026 Marketplace plan during open enrollment.

About 1 in 7

of those Broward County shoppers were children under 18.

95 in 100

of Broward County's 2026 shoppers got a tax credit.

197 plans

from 10 insurance companies were on Broward County's 2026 list.

24,821

people in ZIP codes mostly inside Coral Springs picked a 2026 Marketplace plan.

About 14 in 100

people under 65 in Broward County had no health insurance in 2024.

Sources: CMS 2026 Open Enrollment data (county and ZIP code files) and 2026 plan data, and U.S. Census Bureau (2025 population estimates, 2020 ZIP code maps, and 2024 health insurance estimates). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

A licensed advisor
for Coral Springs families.

Daniels Health Advisors is an independent brokerage, so we are not tied to one insurance company. We pull up the Broward County plans your family can buy. Then we check each person's doctors, your hospital, and the total cost for the year.

  • Patient answers, at your own pace
  • Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580 · FL license G065122
  • Free to you. Carriers pay us, not you.

How it works

Three steps for your family.

Tell us who needs coverage

Share everyone's age and your home ZIP code in Coral Springs.

Check for a tax credit

We use your best guess of next year's household income to see what help your family may get.

Check every doctor

We look up each person's doctors, your hospital, and medicines in each plan. Then you choose.

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What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

A plan that works
for everyone at home.

If you pick by one person's needs alone, a child's doctor may not be in the plan. Or the family deductible may be more than you expected. Here is what you take away from our call:

  • Each family member's doctors looked up in each plan you like
  • A tax credit estimate for your whole household, and a plan to update it if income changes
  • Monthly price, deductible, and copays for each plan in one view
  • Sign-up done by December 15, 2026 (the deadline under current law), in time for a January 1, 2027, start once you pay the first premium

Hospitals near Coral Springs

Each Broward County plan has its own network. Look up the hospital you would use in each plan before you sign up.

  • Broward Health Coral SpringsCoral Springs
  • HCA Florida Northwest HospitalMargate

This is not a list of in-network hospitals for any plan. Networks can change each year.

Straight answers

Coral Springs health insurance questions.

Which companies offered Marketplace plans in Broward County for 2026?

Broward County plans for 2026 came from 10 companies: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

Can my children be on the same plan as me?

Usually, yes. You can apply for your whole household on one application. Children can often stay on a parent's plan until they turn 26. Some children may qualify for Medicaid or Florida KidCare instead, based on household income.

Is Broward Health Coral Springs in every plan?

Don't assume it is. Each plan picks its own hospitals and doctors, and most Broward County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Can I get a PPO in Broward County?

Some. Of Broward County's 197 Marketplace plans for 2026, 14 were PPOs. Another 27 were EPOs and 10 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

What is the difference between Bronze and Silver plans?

Bronze plans usually have a lower monthly price and a higher deductible. Silver plans cost more each month. But they often pay more when you get care. If your income is low enough, a Silver plan may also come with a lower deductible and copays. Our bronze vs. silver guide explains more.

When is open enrollment for 2027 coverage?

As of October 6, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.

More help nearby

Hollywood Health insurance in Fort Lauderdale Health insurance in Boca Raton Family health insurance Bronze vs. silver plans in Florida Nationwide private PPO plans All areas we serve

Open enrollment starts November 1

Comparing plans in Coral Springs or Broward County?

Set up a free 15-minute call, or start a quote online. No pressure, and no obligation to enroll.

Book a 15-minute call Get a quote online

By Paul Daniels, licensed health insurance agent (NPN 20986580). Local facts checked October 6, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, FLOIR, or a carrier. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: HealthCare.gov. Verify licensing via NPN. Coral Springs / Broward County / South Florida.