DeLand health insurance broker. Help in west Volusia County.

Volusia County plans for 2026 came from 7 companies: Ambetter Health, Florida Blue, Florida Health Care Plans, Health First, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

Losing coverage on a parent's plan can qualify you for a Special Enrollment Period. You can often apply up to 60 days before that coverage ends, and up to 60 days after. Plan ahead so you don't have a gap.

Bronze plans usually have a lower monthly price and a higher deductible. Silver plans cost more each month. But they often pay more when you get care. If your income is low enough, a Silver plan may also come with a lower deductible and copays. Our bronze vs. silver guide explains more.

Don't assume it is. Each plan picks its own hospitals and doctors, and most Volusia County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Some. Of Volusia County's 154 Marketplace plans for 2026, 14 were PPOs. Another 19 were EPOs and 25 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

As of October 10, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.