The Daytona Beach Bandshell and the beach, seen from the Main Street Pier

Daytona Beach · Volusia County

Daytona Beach health insurance broker. Help when life changes.

Free, licensed help for people in Daytona Beach and Volusia County. Just moved, changed jobs, or work for yourself? We check your tax credit, your doctors, and the full-year cost before you choose.

Private & Secure
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No Spam Calls

Photo: "Daytona Beach Bandshell" by Keiteay, via Wikimedia Commons, licensed under CC BY 4.0. Cropped, resized, and converted to WebP.

Common questions

A fast-growing city
brings new questions.

Daytona Beach grew by about 24% from 2020 to 2025. Here are three common questions for people who live here.

“I just moved here. Can I sign up now?”

Moving to a new ZIP code or county may let you sign up outside open enrollment. You usually have 60 days after the move. Some moves have extra rules, so we check with you.

“My income changes from season to season.”

Use your best honest guess for the whole year when you apply. If your income goes up or down, update your application quickly. That helps keep your tax credit closer to right, so you are less likely to owe money at tax time.

“Is my hospital in the plan?”

In 2026, 96 of Volusia County's 154 Marketplace plans were HMOs. An HMO usually pays only for doctors and hospitals in its network, except in an emergency.

Daytona Beach by the numbers

A growing city,
shopping for coverage.

Here is how Daytona Beach and Volusia County shop for coverage.

+23.6%

Daytona Beach's growth from 2020 to 2025, to about 88,500 people.

22,326

people with a Daytona Beach ZIP code picked a 2026 Marketplace plan. These ZIP codes reach past city limits.

82,362

people in Volusia County picked a 2026 Marketplace plan during open enrollment.

92 in 100

of those Volusia County shoppers got a tax credit in 2026.

154 plans

from 7 insurance companies were on Volusia County's 2026 list.

About 13 in 100

people under 65 in Volusia County had no health insurance in 2024.

Sources: CMS 2026 Open Enrollment data (county and ZIP code files) and 2026 plan data, and U.S. Census Bureau (2025 population estimates and 2024 health insurance estimates). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul DanielsLicensed health advisor · NPN 20986580

How we help

A licensed advisor
for Daytona Beach.

Daniels Health Advisors is an independent brokerage, so we are not tied to one insurance company. We gather the Volusia County plans you can buy. Then we check your doctors, the hospital you would use, and the full-year cost in each one.

Clear answers, at your own pace
Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580 · FL license G065122
Free to you. Carriers pay us, not you.

How it works

Three simple steps.

Tell us who needs coverage

Share everyone's age and your home ZIP code in Daytona Beach or Volusia County.

Check for a tax credit

We use your best guess of next year's household income to see what help you may get.

Check your doctors, then choose

We look up your doctors, hospital, and medicines in each plan. Then you make the choice.

Book a 15-minute call

Free · No obligation · About a 15-minute call

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What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

A plan that keeps up
with your life.

If your income or address changes and no one updates your application, you could owe money at tax time. And if you skip the network check, a doctor visit could cost more than you planned. What you get from the call:

A yes or no for each of your doctors and your hospital, plan by plan
A tax credit estimate, and a reminder to update it after a move or an income change
One yearly number for each plan that adds up the premium, deductible, and copays
Sign-up done by December 15, 2026 (the deadline under current law), in time for a January 1, 2027, start once you pay the first premium

Hospitals in Daytona Beach

Hospital choices change from one Volusia County plan to the next. Look up the ones you use in each plan before you sign up.

Halifax Health Medical Center of Daytona BeachDaytona Beach
AdventHealth Daytona BeachDaytona Beach

This is not a list of in-network hospitals for any plan. Networks can change each year.

Straight answers

Daytona Beach health insurance questions.

Which companies offered Marketplace plans in Volusia County for 2026?

Volusia County plans for 2026 came from 7 companies: Ambetter Health, Florida Blue, Florida Health Care Plans, Health First, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

I just moved to Daytona Beach. Can I get coverage now?

You may. Moving to a new ZIP code or county can qualify you for a Special Enrollment Period. You usually have 60 days from the move to pick a plan. Some moves have extra rules, so ask us to check your situation.

Is Halifax Health Medical Center of Daytona Beach in every plan?

Don't assume it is. Each plan picks its own hospitals and doctors, and most Volusia County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Can I get a PPO in Volusia County?

Some 2026 Volusia County Marketplace plans were not HMOs: 14 were PPOs, 19 were EPOs, and 25 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

What if my income is very low?

As of October 3, 2026, Florida has not expanded Medicaid. Some adults with income below the poverty level do not qualify for Medicaid or for a tax credit. It is still worth applying, because children, pregnant women, and people with disabilities may qualify. Community health centers also charge based on what you can pay.

When is open enrollment for 2027 coverage?

As of October 3, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.

Open enrollment starts November 1

Comparing plans in Daytona Beach or Volusia County?

Set up a free 15-minute call, or start a quote online. No pressure, and no obligation to enroll.

Book a 15-minute call Get a quote online

By Paul Daniels, licensed health insurance agent (NPN 20986580). Local facts checked October 3, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, FLOIR, or a carrier. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: HealthCare.gov. Verify licensing via NPN. Daytona Beach / Volusia County / East Central Florida.

Daytona Beach health insurance broker. Help when life changes.

A fast-growing citybrings new questions.

A growing city,shopping for coverage.

A licensed advisorfor Daytona Beach.