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Daniels Health Advisors
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The Wellington Amphitheater in Wellington, Florida

Wellington · Palm Beach County

Wellington health insurance broker. Help west of West Palm Beach.

Free, licensed help for families in Wellington and Palm Beach County. Covering a spouse and kids, or is family coverage at work too costly? We check each person's doctors, your tax credit, and the full-year cost.

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Photo: "Amphitheater Wellington, Florida" by Dee.lite, via Wikimedia Commons, licensed under CC BY-SA 4.0. Cropped, resized, and converted to WebP. This edited version is also licensed under CC BY-SA 4.0.

Common questions

Covering the whole family
takes a closer look.

In 2026, about 1 in 4 Palm Beach County Marketplace shoppers were ages 18 to 34. Here are three common questions for families who live in Wellington.

“My job covers me. Can my family get help?”

Maybe. As of October 9, 2026, under current law, the cost of family coverage at work is checked on its own. If adding your spouse and children costs too much for your household income for the year you are covered, they may get a tax credit on a Marketplace plan. We check the numbers with you.

“Will my kids' doctor be in the plan?”

Not in every plan. Each plan picks its own doctors and hospitals. We look up each child's doctor in each plan before you choose.

“Is my hospital in the plan?”

In 2026, 142 of Palm Beach County's 195 Marketplace plans were HMOs. An HMO usually pays only for doctors and hospitals in its network, except in an emergency.

Palm Beach County by the numbers

How Palm Beach County
shops for coverage.

Here is what the latest numbers show for Wellington and Palm Beach County.

332,402

people in Palm Beach County picked a 2026 Marketplace plan during open enrollment.

About 1 in 4

of those shoppers were ages 18 to 34.

94 in 100

of Palm Beach County's 2026 shoppers got a tax credit.

195 plans

from 9 insurance companies were on Palm Beach County's 2026 list.

10,496

people in ZIP codes mostly inside Wellington picked a 2026 Marketplace plan.

+1.7%

Wellington's growth from 2020 to 2025, to more than 62,600 people.

Sources: CMS 2026 Open Enrollment data (county and ZIP code files) and 2026 plan data, and U.S. Census Bureau (2025 population estimates and 2020 ZIP code maps). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

A licensed advisor
for Wellington families.

Daniels Health Advisors is an independent brokerage, so we are not tied to one insurance company. We pull up the Palm Beach County plans your family can buy. Then we check each person's doctors, the hospital you would use, and the total cost for the year.

  • Patient answers, at your own pace
  • Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580 · FL license G065122
  • Free to you. Carriers pay us, not you.

How it works

Three steps for your family.

Tell us who needs coverage

Share everyone's age, your home ZIP code in Wellington, and what family coverage at work would cost.

Check for a tax credit

We use your best guess of next year's household income to see what help your family may get.

Check every doctor

We look up each person's doctors, your hospital, and medicines in each plan. Then you choose.

Book a 15-minute call
Free · No obligation · About a 15-minute call

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What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

A plan that works
for everyone at home.

If you pick by one person's needs alone, a child's doctor may not be in the plan. Or the family deductible may be more than you expected. Here is what you take away from our call:

  • A side-by-side look at family coverage at work and Marketplace plans
  • Each family member's doctors looked up in each plan you like
  • Monthly price, deductible, and copays for each plan in one view
  • Sign-up done by December 15, 2026 (the deadline under current law), in time for a January 1, 2027, start once you pay the first premium

Hospitals near Wellington

Hospital networks change from one Palm Beach County plan to the next. Search each plan's directory for the ones you use before you choose.

  • Wellington Regional Medical CenterWellington
  • HCA Florida Palms West HospitalLoxahatchee

This is not a list of in-network hospitals for any plan. Networks can change each year.

Straight answers

Wellington health insurance questions.

Which companies offered Marketplace plans in Palm Beach County for 2026?

Palm Beach County plans for 2026 came from 9 companies: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

Can my spouse and children get a tax credit if my job offers family coverage?

They may. As of October 9, 2026, under current law, the cost of family coverage at work is checked on its own. If it costs too much for your household income for the year you are covered, your spouse and children may get a tax credit if they don't join the job plan. The person with the job offer usually keeps the job plan. We help you check.

Can my children be on the same plan as me?

Usually, yes. You can apply for your whole household on one application. Children can often stay on a parent's plan until they turn 26. Some children may qualify for Medicaid or Florida KidCare instead, based on household income.

Is Wellington Regional Medical Center in every plan?

Don't assume it is. Each plan picks its own hospitals and doctors, and most Palm Beach County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Can I get a PPO in Palm Beach County?

Some. Of Palm Beach County's 195 Marketplace plans for 2026, 14 were PPOs. Another 29 were EPOs and 10 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

When is open enrollment for 2027 coverage?

As of October 9, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.

More help nearby

Jupiter Boynton Beach Health insurance in West Palm Beach Family health insurance Bronze vs. silver plans in Florida Special enrollment in Florida Nationwide private PPO plans All areas we serve

Open enrollment starts November 1

Comparing plans in Wellington or Palm Beach County?

Set up a free 15-minute call, or start a quote online. No pressure, and no obligation to enroll.

Book a 15-minute call Get a quote online

By Paul Daniels, licensed health insurance agent (NPN 20986580). Local facts checked October 8, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, FLOIR, or a carrier. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: HealthCare.gov. Verify licensing via NPN. Wellington / Palm Beach County / South Florida.