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Daniels Health Advisors
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Sunrise City Hall in Sunrise, Florida

Sunrise · Broward County

Sunrise health insurance broker. Help in western Broward County.

Free, licensed help for people in Sunrise and Broward County. Leaving a job, looking at COBRA, or between jobs? We check your deadline, your tax credit, and your doctors before you choose.

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Photo: "City of Sunrise Florida City Hall" by LTreadwell, via Wikimedia Commons, dedicated to the public domain under CC0. Cropped, resized, and converted to WebP.

Common questions

Between jobs?
Check your choices first.

In 2026, 544,502 people in Broward County picked a Marketplace plan during open enrollment. Here are three common questions for people who live in Sunrise.

“Is COBRA my only choice after I leave a job?”

No. COBRA lets you keep your work plan for a while, but you usually pay the full cost yourself. Losing job-based coverage can also let you pick a Marketplace plan. You usually have 60 days. We compare both with you.

“How long do I have to pick a plan?”

Losing job-based coverage can let you sign up outside open enrollment. You usually have 60 days after the coverage ends. You can often apply up to 60 days before it ends, too. We help you pick a start date so you don't have a gap.

“Is my hospital in the plan?”

In 2026, 146 of Broward County's 197 Marketplace plans were HMOs. An HMO usually pays only for doctors and hospitals in its network, except in an emergency.

Broward County by the numbers

How Broward County
shops for coverage.

Here is what the latest numbers show for Sunrise and Broward County.

544,502

people in Broward County picked a 2026 Marketplace plan during open enrollment.

95 in 100

of those Broward County shoppers got a tax credit in 2026.

197 plans

from 10 insurance companies were on Broward County's 2026 list.

15,123

people in ZIP codes mostly inside Sunrise picked a 2026 Marketplace plan.

+1.5%

Sunrise's growth from 2020 to 2025, to more than 98,800 people.

About 14 in 100

people under 65 in Broward County had no health insurance in 2024.

Sources: CMS 2026 Open Enrollment data (county and ZIP code files) and 2026 plan data, and U.S. Census Bureau (2025 population estimates, 2020 ZIP code maps, and 2024 health insurance estimates). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

A licensed advisor
for Sunrise.

Daniels Health Advisors is an independent brokerage, so we are not tied to one insurance company. We pull up the Broward County plans you can buy and set them next to your COBRA offer. Then we check your doctors, the hospital you would use, and the total cost for the year.

  • Clear answers, no pressure
  • Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580 · FL license G065122
  • Free to you. Carriers pay us, not you.

How it works

Three steps to compare.

Share your dates

Tell us when your job coverage ends, everyone's age, and your home ZIP code in Sunrise or Broward County.

Check for a tax credit

We use your best guess of this year's and next year's household income to see what help you may get.

Compare, then choose

We set Marketplace plans next to COBRA and check your doctors in each. Then you make the choice.

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Free · No obligation · About a 15-minute call

Recommended on Facebook

What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

Coverage with
no gap.

If you wait too long after a job ends, you could miss your deadline and go without a plan. Skipping the network check can also leave you with a surprise bill. What you get from the call:

  • Your sign-up deadline, and a start date that avoids a gap
  • COBRA and Marketplace plans side by side, with the full-year cost
  • A yes or no for each of your doctors and your hospital, plan by plan
  • Sign-up done by December 15, 2026 (the deadline under current law), in time for a January 1, 2027, start once you pay the first premium

Hospitals near Sunrise

Each Broward County plan has its own network. Look up the hospital you would use in each plan before you sign up.

  • HCA Florida Westside HospitalPlantation
  • HCA Florida Woodmont HospitalTamarac

This is not a list of in-network hospitals for any plan. Networks can change each year.

Straight answers

Sunrise health insurance questions.

Which companies offered Marketplace plans in Broward County for 2026?

Broward County plans for 2026 came from 10 companies: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

I lost my job-based coverage. What can I do?

Losing job-based coverage can qualify you for a Special Enrollment Period. You usually have 60 days to pick a Marketplace plan. Our lost job coverage page has more on your choices.

If I choose COBRA, can I switch to a Marketplace plan later?

Sometimes. If your COBRA coverage runs out, you can usually pick a Marketplace plan within 60 days. If you drop COBRA early on your own, you usually have to wait for open enrollment. That is why it helps to compare both first. Our COBRA alternatives page has more.

Is HCA Florida Woodmont Hospital in every plan?

Don't assume it is. Each plan picks its own hospitals and doctors, and most Broward County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Can I get a PPO in Broward County?

Some. Of Broward County's 197 Marketplace plans for 2026, 14 were PPOs. Another 27 were EPOs and 10 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

When is open enrollment for 2027 coverage?

As of October 9, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.

More help nearby

Plantation Pompano Beach Health insurance in Fort Lauderdale Lost your job? Coverage options COBRA alternatives Special enrollment in Florida Nationwide private PPO plans All areas we serve

Open enrollment starts November 1

Comparing plans in Sunrise or Broward County?

Set up a free 15-minute call, or start a quote online. No pressure, and no obligation to enroll.

Book a 15-minute call Get a quote online

By Paul Daniels, licensed health insurance agent (NPN 20986580). Local facts checked October 8, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, FLOIR, or a carrier. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: HealthCare.gov. Verify licensing via NPN. Sunrise / Broward County / South Florida.