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Aerial view of Plantation, Florida, looking east over homes and tree-lined streets

Plantation · Broward County

Plantation health insurance broker. Help west of Fort Lauderdale.

Free, licensed help for people in Plantation and Broward County. Work for yourself, run a small business, or between jobs? We check your tax credit, your doctors, and the full-year cost.

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  • No Spam Calls

Photo: "PlantationEastbound" by Yanjipy, via Wikimedia Commons, licensed under CC BY-SA 4.0. Cropped, resized, and converted to WebP. This edited version is also licensed under CC BY-SA 4.0.

Common questions

Your own business.
Your own plan.

In 2026, 95 in 100 Broward County Marketplace shoppers got a tax credit. Here are three common questions for people who live in Plantation.

“I work for myself. What income do I use?”

Use your best honest guess of your profit for the year, after business costs. Count side jobs too. If your income goes up or down, update your application. That helps keep your tax credit closer to right.

“Is my hospital in the plan?”

In 2026, 146 of Broward County's 197 Marketplace plans were HMOs. An HMO usually pays only for doctors and hospitals in its network, except in an emergency.

“Will my tax credit be the same as last year?”

Maybe not. As of October 9, 2026, under current law, the extra help some people got in past years ended after 2025, and Congress has not brought it back. If your income is over 400% of the poverty level, you generally can't get a tax credit. Near that level, your credit may be small.

Broward County by the numbers

How Broward County
shops for coverage.

Here is what the latest numbers show for Plantation and Broward County.

544,502

people in Broward County picked a 2026 Marketplace plan during open enrollment.

95 in 100

of those Broward County shoppers got a tax credit in 2026.

197 plans

from 10 insurance companies were on Broward County's 2026 list.

More than 30,100

people in ZIP codes mostly inside Plantation picked a 2026 Marketplace plan.

+8.2%

Plantation's growth from 2020 to 2025, to more than 99,100 people.

About 14 in 100

people under 65 in Broward County had no health insurance in 2024.

Sources: CMS 2026 Open Enrollment data (county and ZIP code files) and 2026 plan data, and U.S. Census Bureau (2025 population estimates, 2020 ZIP code maps, and 2024 health insurance estimates). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

A licensed advisor
for Plantation.

Daniels Health Advisors is an independent brokerage, so we are not tied to one insurance company. With 10 companies selling plans here in 2026, there is a lot to sort. We pull up the Broward County plans you can buy. Then we check your doctors, the hospital you would use, and the total cost for the year.

  • Clear answers, no pressure
  • Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580 · FL license G065122
  • Free to you. Carriers pay us, not you.

How it works

Three steps to compare.

Share a few details

Tell us everyone's age and your home ZIP code in Plantation or Broward County.

Estimate your income

We add up the income you expect next year. If you work for yourself, use your profit after business costs. That number sets your tax credit.

Check your doctors, then choose

We look up your doctors, hospital, and medicines in each plan. Then you make the choice.

Book a 15-minute call
Free · No obligation · About a 15-minute call

Recommended on Facebook

What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

A plan that fits
how you earn.

If your income guess is off and no one updates it, you could owe money at tax time. And if you skip the network check, a doctor visit could cost more than you planned. What you get from the call:

  • An income guess you can explain, with business costs taken out
  • A yes or no for each of your doctors and your hospital, plan by plan
  • One yearly number for each plan that adds up the premium, deductible, and copays
  • Sign-up done by December 15, 2026 (the deadline under current law), in time for a January 1, 2027, start once you pay the first premium

Hospitals near Plantation

Hospital networks change from one Broward County plan to the next. Search each plan's directory for the ones you use before you choose.

  • HCA Florida Westside HospitalPlantation
  • Broward Health Medical CenterFort Lauderdale

This is not a list of in-network hospitals for any plan. Networks can change each year.

Straight answers

Plantation health insurance questions.

Which companies offered Marketplace plans in Broward County for 2026?

Broward County plans for 2026 came from 10 companies: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

I work for myself. What income goes on my application?

Use your profit for the year, after business costs. That is the same number you report on your tax return for your business. Add other household income too. If your profit ends up higher or lower than you thought, update your application as soon as you can.

Is HCA Florida Westside Hospital in every plan?

Don't assume it is. Each plan picks its own hospitals and doctors, and most Broward County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Can I get a PPO in Broward County?

Some. Of Broward County's 197 Marketplace plans for 2026, 14 were PPOs. Another 27 were EPOs and 10 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

What if my income is very low?

As of October 9, 2026, Florida has not expanded Medicaid. Some adults with income below the poverty level do not qualify for Medicaid or for a tax credit. It is still worth applying, because children, pregnant women, and people with disabilities may qualify. Community health centers also charge based on what you can pay.

When is open enrollment for 2027 coverage?

As of October 9, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.

More help nearby

Davie Health insurance in Fort Lauderdale Self-employed health insurance Small group health insurance Special enrollment in Florida Nationwide private PPO plans All areas we serve

Open enrollment starts November 1

Comparing plans in Plantation or Broward County?

Set up a free 15-minute call, or start a quote online. No pressure, and no obligation to enroll.

Book a 15-minute call Get a quote online

By Paul Daniels, licensed health insurance agent (NPN 20986580). Local facts checked October 7, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, FLOIR, or a carrier. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: HealthCare.gov. Verify licensing via NPN. Plantation / Broward County / South Florida.