Riviera Beach health insurance broker. Help in north Palm Beach County.

Palm Beach County plans for 2026 came from 9 companies: Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

Bronze plans usually have a lower monthly price and a higher deductible. Silver plans cost more each month. But they often pay more when you get care. If your income is low enough, a Silver plan may also come with a lower deductible and copays. Our bronze vs. silver guide explains more.

As of October 12, 2026, Florida has not expanded Medicaid. Some adults with income below the poverty level do not qualify for Medicaid or for a tax credit. It is still worth applying, because children, pregnant women, and people with disabilities may qualify. Community health centers also charge based on what you can pay.

Don't assume it is. Each plan picks its own hospitals and doctors, and most Palm Beach County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Some. Of Palm Beach County's 195 Marketplace plans for 2026, 14 were PPOs. Another 29 were EPOs and 10 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

As of October 12, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.