Jacksonville health insurance broker. Help for new and longtime residents.

Duval County plans for 2026 came from 5 companies: Ambetter Health, AvMed, Florida Blue, Molina Healthcare, and Oscar. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

Check your property tax bill or voter card, or ask us. Some Jacksonville ZIP codes cross into nearby counties, so the ZIP code alone may not tell you. We confirm your county before we compare plans.

You may. Moving to a new ZIP code or county can qualify you for a Special Enrollment Period. You usually have 60 days from the move to pick a plan. Some moves have extra rules, so ask us to check your situation.

Some 2026 Duval County Marketplace plans were not HMOs: 14 were PPOs, 19 were EPOs, and 10 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

As of October 3, 2026, Florida has not expanded Medicaid. Some adults with income below the poverty level do not qualify for Medicaid or for a tax credit. It is still worth applying, because children, pregnant women, and people with disabilities may qualify. Community health centers also charge based on what you can pay.

As of October 3, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.