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Leon County plans for 2026 came from 5 companies: Ambetter Health, Capital Health Plan, Florida Blue, Oscar, and UnitedHealthcare. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

Losing coverage on a parent's plan can qualify you for a Special Enrollment Period. You can often apply up to 60 days before that coverage ends, and up to 60 days after. Plan ahead so you don't have a gap.

Don't assume it is. Each plan picks its own hospitals and doctors, and most Leon County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Some. Of Leon County's 98 Marketplace plans for 2026, 14 were PPOs and the other 84 were HMOs. A PPO usually lets you see doctors outside its network, but you often pay more when you do. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

As of October 3, 2026, Florida has not expanded Medicaid. Some adults with income below the poverty level do not qualify for Medicaid or for a tax credit. It is still worth applying, because children, pregnant women, and people with disabilities may qualify. Community health centers also charge based on what you can pay.

As of October 3, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.