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The historic Davie School, now the Old Davie School Historical Museum, in Davie, Florida

Davie · Broward County

Davie health insurance broker. Help when life changes.

Free, licensed help for people in Davie and Broward County. Turning 26, finishing school, or starting a new job? We check your tax credit, your doctors, and the full-year cost before you choose.

  • Private & Secure
  • Fast Response
  • No Spam Calls

Photo: "Davie School" by Brenda Sandhouse, via Wikimedia Commons, licensed under CC BY-SA 3.0. Cropped, resized, and converted to WebP. This edited version is also licensed under CC BY-SA 3.0.

Common questions

A new stage of life.
New coverage questions.

In 2026, about 1 in 4 Broward County Marketplace shoppers were ages 18 to 34. Here are three common questions for people who live in Davie.

“I'm turning 26. What happens to my coverage?”

You can usually stay on a parent's plan until you turn 26. Losing that coverage can let you sign up outside open enrollment. You can often pick a plan up to 60 days before or after it ends.

“I left my job. Can I still get coverage?”

Losing job-based coverage can let you sign up outside open enrollment. You usually have 60 days to pick a plan. We help you compare your choices before that time runs out.

“Is my hospital in the plan?”

In 2026, 146 of Broward County's 197 Marketplace plans were HMOs. An HMO usually pays only for doctors and hospitals in its network, except in an emergency.

Broward County by the numbers

How Broward County
shops for coverage.

Here is what the latest numbers show for Davie and Broward County.

544,502

people in Broward County picked a 2026 Marketplace plan during open enrollment.

About 1 in 4

of those shoppers were ages 18 to 34.

95 in 100

of Broward County's 2026 shoppers got a tax credit.

197 plans

from 10 insurance companies were on Broward County's 2026 list.

22,635

people in ZIP codes mostly inside Davie picked a 2026 Marketplace plan.

+4.8%

Davie's growth from 2020 to 2025, to more than 110,800 people.

Sources: CMS 2026 Open Enrollment data (county and ZIP code files) and 2026 plan data, and U.S. Census Bureau (2025 population estimates and 2020 ZIP code maps). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

A licensed advisor
for Davie.

Daniels Health Advisors is an independent brokerage, so we are not tied to one insurance company. We pull up the Broward County plans you can buy. Then we check your doctors, the hospital you would use, and the total cost for the year.

  • Patient answers, at your own pace
  • Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580 · FL license G065122
  • Free to you. Carriers pay us, not you.

How it works

Three simple steps.

Tell us who needs coverage

Share everyone's age and your home ZIP code in Davie or Broward County.

Check for a tax credit

We use your best guess of next year's household income to see what help you may get.

Check your doctors, then choose

We look up your doctors, hospital, and medicines in each plan. Then you make the choice.

Book a 15-minute call
Free · No obligation · About a 15-minute call

Recommended on Facebook

What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

Coverage that keeps up
with your life.

If your coverage is ending and you wait too long, you could miss your deadline and go without a plan. Skipping the network check can also leave you with a surprise bill. What you get from the call:

  • A clear answer on whether you can sign up now, and your deadline
  • A yes or no for each of your doctors and your hospital, plan by plan
  • A tax credit estimate, and a reminder to update it after an income change
  • Sign-up done by December 15, 2026 (the deadline under current law), in time for a January 1, 2027, start once you pay the first premium

Hospitals near Davie

Each Broward County plan has its own network. Look up the hospital you would use in each plan before you sign up.

  • HCA Florida University HospitalDavie
  • Memorial Hospital WestPembroke Pines

This is not a list of in-network hospitals for any plan. Networks can change each year.

Straight answers

Davie health insurance questions.

Which companies offered Marketplace plans in Broward County for 2026?

Broward County plans for 2026 came from 10 companies: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

When can I sign up if I'm turning 26?

Losing coverage on a parent's plan can qualify you for a Special Enrollment Period. You can often apply up to 60 days before that coverage ends, and up to 60 days after. Plan ahead so you don't have a gap.

I lost my job-based coverage. What can I do?

Losing job-based coverage can qualify you for a Special Enrollment Period. You usually have 60 days to pick a Marketplace plan. Our lost job coverage page has more on your choices.

Is HCA Florida University Hospital in every plan?

Don't assume it is. Each plan picks its own hospitals and doctors, and most Broward County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Can I get a PPO in Broward County?

Some. Of Broward County's 197 Marketplace plans for 2026, 14 were PPOs. Another 27 were EPOs and 10 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

When is open enrollment for 2027 coverage?

As of October 9, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.

Open enrollment starts November 1

Comparing plans in Davie or Broward County?

Set up a free 15-minute call, or start a quote online. No pressure, and no obligation to enroll.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, FLOIR, or a carrier. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: HealthCare.gov. Verify licensing via NPN. Davie / Broward County / South Florida.