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Dania Beach · Broward County

Dania Beach health insurance broker. Help in south Broward.

Free, licensed help for people in Dania Beach and Broward County. Lost a job, changing jobs, or offered COBRA? We check your deadline, your tax credit, and your doctors.

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Photo: "Dania Beach Pier Aerial" by formulanone, via Wikimedia Commons, licensed under CC BY-SA 2.0. Cropped, resized, and converted to WebP. This edited version is also licensed under CC BY-SA 2.0.

Common questions

Between jobs?
Keep your coverage going.

In 2026, 95 in 100 Broward County Marketplace shoppers got a tax credit. Here are three common questions for people who live in Dania Beach.

“I lost my job. What happens to my health plan?”

Losing job-based coverage can let you sign up outside open enrollment. You usually have 60 days to pick a Marketplace plan. If you were offered COBRA, compare it with Marketplace plans before you decide.

“Will my tax credit be the same as last year?”

Maybe not. As of October 12, 2026, under current law, the extra help some people got in past years ended after 2025, and Congress has not brought it back. If your income is over 400% of the poverty level, you generally can't get a tax credit. Near that level, your credit may be small.

“Is my hospital in the plan?”

In 2026, 146 of Broward County's 197 Marketplace plans were HMOs. An HMO usually pays only for doctors and hospitals in its network, except in an emergency.

Broward County by the numbers

How Broward County
shops for coverage.

Here is what the latest numbers show for Dania Beach and Broward County.

544,502

people in Broward County picked a 2026 Marketplace plan during open enrollment.

95 in 100

of those Broward County shoppers got a tax credit in 2026.

197 plans

from 10 insurance companies were on Broward County's 2026 list.

6,231

people in ZIP code 33004, which is mostly inside Dania Beach, picked a 2026 Marketplace plan.

+3.2%

Dania Beach's growth from 2020 to 2025, to more than 32,700 people.

About 14 in 100

people under 65 in Broward County had no health insurance in 2024.

Sources: CMS 2026 Open Enrollment data (county and ZIP code files) and 2026 plan data, and U.S. Census Bureau (2025 population estimates, 2020 ZIP code maps, and 2024 health insurance estimates). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

A licensed advisor
for Dania Beach.

Daniels Health Advisors is an independent brokerage, so we are not tied to one insurance company. We pull up the Broward County plans you can buy. Then we check your doctors, the hospital you would use, and the total cost for the year.

  • Clear answers, no pressure
  • Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580 · FL license G065122
  • Free to you. Carriers pay us, not you.

How it works

Three simple steps.

Tell us who needs coverage

Share everyone's age and your home ZIP code in Dania Beach or Broward County.

Check for a tax credit

We use your best guess of next year's household income to see what help you may get.

Check your doctors, then choose

We look up your doctors, hospital, and medicines in each plan. Then you make the choice.

Book a 15-minute call
Free · No obligation · About a 15-minute call

Recommended on Facebook

What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

No gap in coverage
between jobs.

If you wait too long after a job ends, you could miss your deadline. If you choose by monthly price alone, a high deductible can surprise you later. What you get from the call:

  • A clear answer on whether you can sign up now, and your deadline
  • COBRA and Marketplace plans side by side, with the full-year cost added up
  • A yes or no for each of your doctors and your hospital, plan by plan
  • Sign-up done by December 15, 2026 (the deadline under current law), in time for a January 1, 2027, start once you pay the first premium

Hospitals near Dania Beach

Hospital networks change from one Broward County plan to the next. Search each plan's directory for the ones you use before you choose.

  • Memorial Regional HospitalHollywood
  • Broward Health Medical CenterFort Lauderdale

This is not a list of in-network hospitals for any plan. Networks can change each year.

Straight answers

Dania Beach health insurance questions.

Which companies offered Marketplace plans in Broward County for 2026?

Broward County plans for 2026 came from 10 companies: 22 Health, Ambetter Health, AmeriHealth Caritas Next, AvMed, Cigna Healthcare, Florida Blue, Molina Healthcare, Oscar, UnitedHealthcare, and Wellpoint. The 2027 list should be posted around November 1, 2026, when open enrollment starts.

I lost my job-based coverage. What can I do?

Losing job-based coverage can qualify you for a Special Enrollment Period. You usually have 60 days to pick a Marketplace plan. Our lost job coverage page has more on your choices.

Should I keep COBRA or switch to a Marketplace plan?

It depends on your situation. COBRA lets you keep your work plan for a while, but you usually pay the full premium, plus up to 2%. A Marketplace plan may come with a tax credit based on your household income for the year you are covered. Compare the full-year cost and your doctors in both before you decide. Our COBRA alternatives page has more.

Is Memorial Regional Hospital in every plan?

Don't assume it is. Each plan picks its own hospitals and doctors, and most Broward County plans are HMOs. Look up the hospital in each plan's directory before you enroll.

Can I get a PPO in Broward County?

Some. Of Broward County's 197 Marketplace plans for 2026, 14 were PPOs. Another 27 were EPOs and 10 were POS plans. Each type has its own rules for doctors outside the network. If your tax credit is small or zero, a private PPO plan may be another option to look at. Some private plans ask health questions, and approval is not guaranteed. Some may not cover care for health problems you had before you enrolled.

When is open enrollment for 2027 coverage?

As of October 12, 2026, under current law, you can sign up from November 1, 2026, through January 15, 2027. A court case about these dates is still on appeal, so check HealthCare.gov. To start coverage January 1, pick a plan by December 15. Outside those dates, you usually need a life event, such as a move or losing other coverage. Our Florida open enrollment guide has the details.

More help nearby

Hollywood Pembroke Pines Health insurance in Fort Lauderdale Lost your job? Coverage options COBRA alternatives Special enrollment in Florida Nationwide private PPO plans All areas we serve

Open enrollment starts November 1

Comparing plans in Dania Beach or Broward County?

Set up a free 15-minute call, or start a quote online. No pressure, and no obligation to enroll.

Book a 15-minute call Get a quote online

By Paul Daniels, licensed health insurance agent (NPN 20986580). Local facts checked October 12, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, FLOIR, or a carrier. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: HealthCare.gov. Verify licensing via NPN. Dania Beach / Broward County / South Florida.