“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”
Sandra D.
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Common questions
One plan, several people.
Each one needs a fit.
About 1 in 10 people who picked a 2026 Hillsborough County Marketplace plan were children 17 or younger. These are three things Carrollwood parents ask us most.
“Our baby is due this spring. What do we do about coverage?”
A birth lets you add the baby or switch plans outside open enrollment. You usually get 60 days after the birth to act, and the baby's coverage can often go back to the birth date. Call us once you know the date, and we walk you through it.
“Our pediatrician takes one plan but not another. How do we tell?”
You check plan by plan. Doctor lists differ, even between two plans from the same company. Give us your pediatrician's name and office, and we search every plan on your short list.
“What does an HMO mean for our family?”
In 2026, HMOs made up 130 of the 173 Marketplace plans sold in Hillsborough County. With an HMO, care outside the network usually is not paid for unless it is an emergency. That matters if your kids see specialists.