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Trees reflected in Lake Anne in Reston, Virginia

Reston · Fairfax County, Virginia

Reston health insurance broker. Help when a contract ends.

Free help for Reston residents shopping for their own plan. Between government contracts, working for a small tech firm without benefits, or starting your own practice? We compare plans on Virginia's Insurance Marketplace and look up your doctors. Virginia runs its own exchange, Virginia's Insurance Marketplace. We can help with plans on it only if we are certified with it.

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Photo: "Lake Anne, Reston Virginia (35455695635)" by Kit Case, via Wikimedia Commons, licensed under CC BY-SA 2.0. Cropped, resized, and converted to WebP. Modified from the original. This edited version is also licensed under CC BY-SA 2.0.

Questions we hear

Your contract ended.
Your coverage did too.

Reston is a planned community in the Dulles corridor with about 64,400 people. These questions come up a lot.

“My contract ended this month. How fast can I get covered?”

Losing job-based coverage usually lets you pick a plan within 60 days. You can often apply before the coverage ends, so the new plan begins the next day.

“What is Virginia Premium Savings?”

It is a new state program for 2027. Virginia's Insurance Marketplace says it can lower monthly premiums for people who qualify, and that you must enroll to get it.

“Is Virginia on HealthCare.gov?”

No. Virginia has its own marketplace. The website is Marketplace.Virginia.gov. Plans and help are based on your ZIP code.

Reston by the numbers

A planned community
near Dulles.

Reston is an unincorporated community in Fairfax County. Census Bureau estimates below.

About 64,400

Reston residents, in 2020-2024 Census estimates.

$148,710

was Reston's median household income.

About 34 in 100

Reston workers worked from home.

About 6 in 100

residents of Reston under 65 were uninsured.

About 61 in 100

Reston homes were owner-occupied.

40.1

years was the median age in Reston.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (tables B01003, B19013, B25003, B01002, B08301, B27010). Choices and prices vary by ZIP code, household, and income.

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

Clear choices for
Reston workers.

Contract work near Dulles often ends on a set date. Mark that date, then look at plans a few weeks ahead, so the switch is a choice and not a scramble.

If you commute to an office in another county or across a state line, your plan still follows your home address. Ask each plan how it treats urgent care near your workplace before you pick it.

We are an independent brokerage, so we can show plans from more than one insurer. We figure each plan's cost for the year, test your doctors, and explain what state help may apply.

Contract work around Reston Town Center and the Dulles corridor can start and stop on short notice. One year might include two contracts and a gap in between. We add up what you expect to earn across the whole year, so your estimate reflects the full picture and not just your current rate.

  • Help between contracts
  • Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580
  • You do not pay us for our help. We are paid by the insurance companies when you enroll. Your price for a plan is the same whether you use us or sign up on your own. Commissions can differ by company.

How it works

Three steps
in Virginia.

Who needs a plan

Ages for everyone and your Reston ZIP code.

Add up the year

Each contract and any gaps, combined into one 2027 estimate.

Check doctors, then choose

Your doctors in Virginia, D.C., or Maryland, searched in each plan. You decide.

Book a 15-minute call
Free · No obligation · About a 15-minute call

Recommended on Facebook

What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

Coverage that keeps up
with your contracts.

An estimate based on one contract's rate can be far off for the year. At the end, you'll have:

  • A whole-year income estimate across contracts
  • Each plan's annual cost, with the deductible counted in
  • A doctor check across Northern Virginia and nearby
  • A plan to sign up by December 31, 2026, for coverage that starts January 1, 2027

Hospitals in Reston

Reston Hospital Center is in Reston, near the Dulles Toll Road. Look it up by name in each plan you consider.

  • Reston Hospital CenterReston

This hospital is named so you can look it up, not because any plan includes it. 2027 networks vary by insurer.

Straight answers

Reston health insurance questions.

When is open enrollment in Virginia for 2027?

As of October 19, 2026, under current law, Virginia's Insurance Marketplace says open enrollment runs from November 1, 2026, through January 29, 2027. Virginia sets its own enrollment dates through Virginia's Insurance Marketplace. Confirm them at Marketplace.Virginia.gov before you enroll. Sign up by December 31 for coverage that starts January 1.

Has Virginia expanded Medicaid?

Yes. As of October 19, 2026, Virginia has adopted the ACA Medicaid expansion, according to KFF. KFF notes that a Virginia law would end expansion if federal funding drops below a set level. Adults with low income may qualify for Medicaid instead.

I'm a 1099 consultant. What income goes on the form?

Your expected profit for the year: payments from clients minus business costs. Add other household income. If a new contract starts, update your application soon after.

Reston isn't a town. Where do I live for insurance?

Reston has no town hall of its own; Fairfax County covers it. For coverage, what counts is the ZIP code you put on the form, so use the one where you sleep most nights.

More help

COBRA alternatives Gig worker health insurance Nationwide private PPO plans All areas we serve

Open enrollment starts November 1

Comparing plans in Reston?

Pick a time for a free 15-minute call, or try an online quote. You never have to enroll.

Book a 15-minute call Get a quote online

By Paul Daniels, licensed health insurance agent (NPN 20986580). Local facts checked October 19, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not Virginia's Insurance Marketplace, HealthCare.gov, CMS, a state agency, a state insurance department, or an insurance company. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: Marketplace.Virginia.gov. To check an agent's license, contact your state's insurance department. Reston / Fairfax County, Virginia.

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