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Daniels Health Advisors
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Shem Creek and its docks in Mount Pleasant, South Carolina

Mount Pleasant · Charleston County, South Carolina

Mount Pleasant health insurance broker. For people who buy their own plan.

Free help for Mount Pleasant owners, agents, and independent workers. Running a small business, paid on commission, or covering your family yourself? We compare HealthCare.gov plans each year.

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Photo: "Shem Creek, Mount Pleasant, SC" by Lightbulb Noob, via Wikimedia Commons, licensed under CC BY-SA 4.0. Cropped, resized, and converted to WebP. Modified from the original. This edited version is also licensed under CC BY-SA 4.0.

Questions we hear

No employer
plan to fall back on?

About 16 in 100 Mount Pleasant adults ages 19 to 64 had only a plan they bought themselves, per the Census Bureau. Here is what they ask.

“I'm paid on commission. How do I estimate?”

Look at the last year or two, then adjust for what you expect in 2027. If a big closing comes in, update your income.

“My plan renewed itself. Should I check it?”

Yes. Prices, networks, and drug lists can change each year. Open enrollment is the time to compare again.

“I have two employees. Can I cover them too?”

A marketplace plan covers you and your family. For employees, there are separate small-group options. We can explain the difference.

Mount Pleasant by the numbers

A Charleston County
town.

Mount Pleasant is in Charleston County. Census Bureau numbers follow.

About 94,000

people in Mount Pleasant, Census 2020-2024.

$124,755

is the median Mount Pleasant household income.

About 74 in 100

of homes in town are owned by those living there.

About 43

is the median age in town.

About 27 in 100

of local workers mostly work from home.

About 5 in 100

of residents younger than 65 had no coverage.

About 16 in 100

of adults 19-64 relied only on a plan they bought.

Source for Mount Pleasant: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (tables B01003, B19013, B25003, B01002, B08301, B27010).

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

Yearly check-ups
for your plan.

Because we work with several insurers, we can compare South Carolina plans every year, not only the one you're on. We total the year with the deductible included.

Owners often have a spouse or kids on the same plan with different needs. We list each person's doctors and drugs, then check every plan against the whole list.

Real estate agents and builders can have a slow year after a strong one. We help you pick an estimate that fits your most likely year, then show what changes if it's off.

Some owners pay for a plan through the business and others pay personally. We focus on the plan itself, and leave the accounting to your tax adviser.

If you had a big year, your tax credit may be small or none. We still compare plans, since prices and networks differ.

  • Annual plan reviews for the self-employed
  • Licensed in 30+ U.S. states · Paul Daniels, NPN 20986580
  • You do not pay us for our help. We are paid by the insurance companies when you enroll. Your price for a plan is the same whether you use us or sign up on your own. Commissions can differ by company.

How it works

Three steps
each fall.

Who's covered

Family ages and your Mount Pleasant ZIP code.

Next year's income

Commissions and business income for 2027.

Recheck the plan

Your plan against the new options.

Book a 15-minute call
Free · No obligation · About a 15-minute call

Recommended on Facebook

What people say
about working with us.

“I’ve know Paul for years and definitely trust him in the health advisor dept! Working with small business owners he has been a great partner with explain options and provide solutions!”

Sandra D.
Facebook recommendation

“Paul was very helpful in my search for business group insurance. He was able to explain my options and answer all the questions I had before signing up. Highly recommend working with him!”

Adil J.
Facebook recommendation

What you get

A plan that
keeps up.

Letting a plan renew without a look can mean paying more for less. After our call, you'll have:

  • Your current plan compared with 2027 options
  • Yearly totals for each
  • Each family member's doctors and drugs checked
  • A reminder to finish your choice before December 15, 2026

Straight answers

Mount Pleasant health insurance questions.

When is open enrollment in South Carolina for 2027?

South Carolina enrolls through HealthCare.gov. As of October 19, 2026, under current law, 2027 open enrollment is November 1, 2026, to January 15, 2027. A federal appeal about open enrollment dates is pending (City of Columbus v. Kennedy, 4th Cir. No. 26-1938), with oral argument set for October 30, 2026. Confirm the dates before you enroll. Enroll by December 15 to begin January 1.

Has South Carolina expanded Medicaid?

No. As of October 19, 2026, South Carolina has not adopted the ACA Medicaid expansion, according to KFF. Some adults with low incomes may not qualify for help. We look at your options.

Can I deduct my premiums if I'm self-employed?

Some self-employed people can. For tax questions, talk with a tax professional.

Will my plan auto-renew if I do nothing?

Often it will, or you'll be moved to a similar plan. It's still worth comparing, since costs change.

Can my spouse's business pay for my plan?

Possibly, depending on how the business is set up. For tax questions, talk with a tax professional.

Is a small-group plan better than buying my own?

It depends on how many people you cover and what you can pay. We can walk through both.

What if my income is too high for a tax credit?

You can still buy a marketplace plan at full price. We compare the yearly cost.

Can I use Charleston-area doctors?

Most plans include local doctors, but not all. We look up yours.

More help

Gig worker health insurance Nationwide private PPO plans COBRA alternatives All areas we serve

Open enrollment starts November 1

Comparing plans in Mount Pleasant?

Set up a free 15-minute review, or start an online quote. You make the call.

Book a 15-minute call Get a quote online

By Paul Daniels, licensed health insurance agent (NPN 20986580). Local facts checked October 19, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, a state agency, a state insurance department, or an insurance company. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. Official: HealthCare.gov. To check an agent's license, contact your state's insurance department. Mount Pleasant / Charleston County, South Carolina.

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