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The Salt Lake City, Utah, skyline with green trees and mountains behind it

Salt Lake City · Salt Lake County, Utah

Salt Lake City health insurance broker. For new and expecting parents.

Free help for Salt Lake City parents with a baby on the way or a new one at home. Need a plan before the due date, or need to add your newborn? We compare HealthCare.gov plans for your Salt Lake City ZIP code. We are licensed in Utah.

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  • No Spam Calls

Photo: "Salt Lake City skyline, August 2011" by Garrett, via Wikimedia Commons, licensed under CC BY 2.0. Cropped, resized, and converted to WebP. Modified from the original.

Questions we hear

A baby on the way
and questions?

Half of Salt Lake City residents are under about 33 years old, Census Bureau figures show. New and expecting parents here ask us these.

“I'm pregnant. Can I sign up for a plan right now?”

Being pregnant does not open a sign-up window on HealthCare.gov, but the birth of a baby does. Open enrollment is the other time to join. Medicaid or CHIP can start any time if you qualify.

“Will a plan cover a pregnancy that started before the plan did?”

Under current law, yes. HealthCare.gov says all Marketplace plans cover pregnancy and childbirth, even when the pregnancy began before coverage started.

“How do I add the baby after the birth?”

Report the birth to HealthCare.gov. You have 60 days, and the baby's coverage can start on the day of birth.

Salt Lake City by the numbers

The capital city
of Utah.

Salt Lake City is Utah's capital and the seat of Salt Lake County. These figures come from the Census Bureau.

About 208,000

Salt Lake City residents, Census 2020-2024 figures.

$75,090

was the typical Salt Lake City household income.

About 46 in 100

of Salt Lake City homes are lived in by owners.

About 33

is Salt Lake City's median age.

About 21 in 100

of Salt Lake City workers do their jobs from home.

About 12 in 100

of residents under 65 in Salt Lake City were uninsured.

About 12 in 100

of Salt Lake City adults 19-64 bought their only coverage.

Source for Salt Lake City: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (tables B01003, B19013, B25003, B01002, B08301, B27010). Your plans, prices, and tax credit depend on your ZIP code, household, and income.

Paul Daniels
Paul DanielsLicensed health advisor · NPN 20986580

How we help

Parent help
in Salt Lake City.

You'll see Utah plans from several insurers side by side. We point out each plan's deductible and yearly out-of-pocket limit, since a birth year is often a year with a lot of care.

We also look at which doctors and hospitals each plan uses. That way you can see if your pregnancy doctor and the hospital where you plan to deliver are included.

Does one of you have insurance through work? We look at adding the baby there and at a plan just for the baby, and show both prices.

Plans in Salt Lake City use different groups of hospitals. We look up where you plan to deliver and where your child will see a doctor.

  • Help for new and expecting parents
  • Licensed in 20 U.S. states · Agent NPN 20986580
  • You do not pay us for our help. We are paid by the insurance companies when you enroll. Your price for a plan is the same whether you use us or sign up on your own. Commissions can differ by company.

How it works

Three steps
before the due date.

Your family

Ages, due date, and your ZIP code.

Your 2027 income

Pay for both parents, if you file taxes together.

Match a plan

Deductibles, doctors, and hospitals, side by side.

Book a 15-minute call
Free · No obligation · About a 15-minute call

What you get

Ready for
the new arrival.

One less thing on your list before the baby comes. After our call, you'll have:

  • Utah plans sold in your Salt Lake City ZIP code
  • Each plan's yearly out-of-pocket limit
  • A check of CHIP or Medicaid for your child
  • The steps to add your baby within 60 days of birth

Straight answers

Salt Lake City health insurance questions.

When is 2027 open enrollment in Utah?

Utah is a HealthCare.gov state. As of October 28, 2026, HealthCare.gov shows 2027 open enrollment from November 1, 2026, to January 15, 2027. A court case about these dates, City of Columbus v. Kennedy, is still in the courts. Check HealthCare.gov for the latest dates. Choose by December 15 for a plan that starts January 1.

Has Utah expanded Medicaid?

Yes. KFF, as of October 28, 2026, lists Utah as adopting the ACA Medicaid expansion on January 1, 2020. Utah also runs CHIP, a low-cost or free health plan for kids.

Does a plan cover care for my newborn?

Under current law, newborn care is one of the essential health benefits that every Marketplace plan must cover.

Can two adults in my home be on different plans?

It's possible. We can price one family plan and separate plans, so you can see which costs less for the year.

What if the baby comes before our plan starts?

The birth itself opens a 60-day window. The baby's plan can start on the day of birth, even if you enroll later in that window.

What county is Salt Lake City in?

Salt Lake City is in Salt Lake County.

What should I gather before we talk?

Your due date or the baby's birth date, your ZIP code, your 2027 income estimate, and your doctors.

Can my baby get CHIP instead?

Maybe. Utah CHIP is for kids, and it depends on family income. We check before you pick a plan for the baby.

More help

How much is family health insurance? What is an out-of-pocket maximum? Low deductible health insurance All areas we serve

Open enrollment starts November 1

Comparing plans in Salt Lake City?

Get set before the baby comes on a free 15-minute call, or start a quote online. No obligation.

Book a 15-minute callGet a quote online

By the Daniels Health Advisors team (agent NPN 20986580). Local facts checked October 28, 2026.

Disclaimer

Daniels Health Advisors LLC is an independent insurance brokerage—not HealthCare.gov, CMS, a state agency, a state insurance department, or an insurance company. Availability, premiums, networks, deductibles, and subsidies vary by zip, household, and plan year. Nothing here is medical, legal, or tax advice, or a guarantee of savings, approval, any-doctor access, or a “best” plan. For tax questions, talk with a tax professional. Official: HealthCare.gov. To check an agent's license, contact your state's insurance department. Salt Lake City / Salt Lake County, Utah.