Questions we hear
No health plan
at work?
Half of Grand Rapids households earn less than $69,108 a year, the Census Bureau reports. Workers without a job plan here ask us these.
“My boss doesn't offer insurance. Can I buy my own?”
Yes. You can shop on HealthCare.gov. With no job plan to check, any tax credit depends on your household and the income you expect.
“I'm paid by the hour, and my hours change. What income do I use?”
Use your closest estimate for 2027. Last year's pay is a good place to start, and you can update it if your hours change.
“I just started this job. Can I sign up now?”
A new job with no plan does not open a sign-up window on its own. Open enrollment starts November 1. A move or losing other coverage can open a window too.
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